Where Are the Customers’ Yachts?

Eighty-Five Years Later and They Still Don’t Exist By David Langlieb Finance is a peculiar business, and we at the Philadelphia Accelerator Fund do not pretend to understand more than we do. Like most, we were surprised and unnerved by the recent Silicon Valley Bank...

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The Limits of Credit Reporting

Written by David Langlieb Like most lenders, the Philadelphia Accelerator Fund typically requires that our borrowers personally guarantee our loans. While we don’t look forward to enforcing these personal guarantees and certainly don’t like taking borrowers to court,...

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How Developers Can Support Communities

Developers have access to power that can have an immense effect on the neighborhoods. All too often their impact is negative, displacing residents, closing community stalwarts, or causing rapid gentrification. It does not have to be this way! Here are a few...

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Curbing Gentrification in Philadelphia

While many people believe gentrification is good for neighborhoods, property values, and crime, there are plenty of negative effects to explore. We define gentrification as “the restoration of run-down urban areas by the middle class (resulting in the displacement of...

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A Brief History of Redlining in Philadelphia

Many of the issues surrounding affordable housing for Black and Brown people in Philadelphia are because of the discriminatory policy called “redlining.” We can trace redlining back to the 1930s, when the federal Home Owners’ Loan Corporation created a color-coded map...

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